Finance Manager

About HitPay

Full-stack payments infrastructure for growing APAC businesses

The role

Singapore | Full-time | On-site | Reports to the CEOABOUT THE ROLEWe're looking for a Finance Manager to own the finance function end to end -books, merchant reconciliation, safeguarding, audit and regulatory submissionsacross our group entities - while leading a team of two Finance OperationsExecutives.This is a hands-on role. You will be in the reconciliations, in the ledger, andin the numbers yourself, not reviewing from a distance. You will also sit closeto the CEO as a genuine business partner: when a question comes up about uniteconomics, take rate, cost to serve or the margin on a given payment method, youare the person who knows the answer and can show the working.WHAT YOU'LL OWNBooks and close\- Own the monthly and annual close across all group entities - accurate books, closed on time, every month.\- Maintain the general ledger, intercompany positions, FX translation, revenue recognition and accruals.\- Produce management accounts and the reporting pack for the CEO, board and investors.Merchant reconciliation and settlement\- Own daily and monthly reconciliation between acquirer/scheme settlement, our internal ledger, merchant payouts and the bank.\- Own the merchant payable position - know what we owe merchants at any point in time, and be able to prove it.\- Investigate and clear breaks at source. Reconciliation differences get root-caused, not carried forward.\- Work with Engineering and Operations to fix the upstream causes of recurring breaks.Safeguarding and regulatory\- Own safeguarding of relevant money under the MAS Payment Services Act - daily computation, segregation, the safeguarding undertaking, and reconciliation of safeguarded balances against merchant liability.\- Prepare and file all regulatory submissions on time and accurately, across the jurisdictions we operate in.\- Own the annual safeguarding audit and any regulator queries or inspections that touch finance.\- Maintain the controls and evidence trail that make all of the above defensible.Audit\- Own the annual statutory audit for the group and for each subsidiary, in every jurisdiction we operate in.\- Be the primary point of contact for auditors - scope the timeline, prepare the PBC schedules, answer queries directly and close them out.\- Manage local auditors, tax agents and corporate secretarial providers across subsidiaries.\- Deliver signed accounts on time. No extensions as a matter of course.Business partnering and unit economics\- Build and maintain a detailed view of unit economics: revenue per merchant, take rate by product and payment method, cost of processing, gross margin, cost to serve, contribution by cohort and by market.\- Bring findings to the CEO with a point of view, not just a report - where margin is leaking, which products or merchants are unprofitable, what should change.\- Support pricing decisions, market entry analysis, budgeting and fundraising with numbers you can stand behind.Vendors\- Negotiate commercial terms with acquirers, banks, processors, auditors and other vendors.\- Track spend against contracts and challenge cost where it isn't earning its keep.Team\- Lead, coach and develop two Finance Operations Executives.\- Set the standard for accuracy and timeliness, and build process and documentation so the function scales beyond three people.WHAT WE'RE LOOKING FORRequired\- 6+ years of finance experience, with a Big 4 foundation (audit or equivalent assurance practice).\- Qualified accountant - CA (Singapore), ACCA, CPA or equivalent.\- Proven ownership of a full-cycle close and a statutory audit as the accountable person, not a contributor.\- Experience managing auditors across multiple legal entities or jurisdictions.\- People management experience, or clear evidence you're ready for it.\- Genuinely hands-on. You are comfortable in a reconciliation of tens of thousands of transactions, and you would rather open the file than ask for a summary.\- Strong Excel/Google Sheets. Comfortable working with large transaction datasets.\- Based in Singapore with existing right to work.Strongly preferred\- Payments, fintech, e-money or financial services experience - particularly merchant settlement, float management or safeguarding.\- Working knowledge of the MAS Payment Services Act, specifically safeguarding requirements.\- SQL, or the willingness to learn it. Much of what you need lives in a data warehouse.\- Experience in a startup or high-growth environment where the finance function is being built rather than inherited.How you work\- Deadlines are commitments. Close dates, filing dates and audit dates do not slip.\- You go to the root cause. A break that reappears next month wasn't fixed.\- You are direct with the CEO - you flag problems early and bring a recommendation with them.\- You are comfortable with ambiguity and with building process where none exists.WHY THIS ROLEYou will own the entire finance function of a regulated, multi-entity paymentsbusiness, with direct access to the CEO and real influence over pricing, coststructure and where the business invests. The scope is broader than a FinanceManager role at a larger company, and the pace is faster.