AVP/VP - Credit Analyst, Midcap, Institutional Banking Group

Business Function

Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards.

Responsibilities

• Prepare credit applications for corporate borrowers

• Conduct credit reviews on existing corporate borrowers in diversified industries

• Perform financial analysis on companies

• Work closely with Relationship Managers to handle credit requests

Requirements:

• Bachelors Degree in business, banking and finance with min 5-8 years experience in processing SME/midcap cases.

• Responsibilities include, preparation of credit application for corporate customers, conduct reviews on diversified industries, perform detailed financial analysis

• Sharp analytical skills with strong ability to communicate effectively with RMs & CRM (Credit). Familiar with analyzing P&L, balance sheet, working capital computation, debt servicing ability, preparing cashflow for analysis to determine project viability etc 

• Ability to think out of the box to provide appropriate solutions and be an effective team player. Excellent writing skills, meticulous and comprehensive on work produced with minimum supervision required.

• Strongly embrace AI and able to leverage on AI to enhance work efficiency and to produce quality work.

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