Sales Officer-Retail Agri-KGC

Job Title:

Sales Officer - KGC

Job Details:

Business Unit: Retail-Agri

Team: KGC Sales - RBG

Reports to: RM- Retail Agri

Location: PAN India

Job Function: Sales

Role Type: Individual Contributor

Direct Reportees: 0

Travel Required: Extensive

Job Band Range: S1 & S2

JD Created Date: 28.03.2022

JD Updated Date: 1.07.2025

Version No: 3

Job Purpose:

Self-sourcing of Agri & Allied Business.

Ensuring timely collection of PDD, submission of Call Memo & LAD.

Cross-selling other banking products.

Job Responsibilities:

Sourcing and Business Generation:

Sourcing proposals from individual farmers, co-operative societies, rural mandis & markets, Kisan Clubs, Farmer Producer Organizations.

Conducting marketing activities for new business.

Achieving assigned targets.

Increasing penetration of KGC Business in existing and new villages.

Sourcing business from farmers and actively involving in Government Schemes.

Ensuring DBT seeding in all accounts.

Sourcing business from pre-approved/pre-qualified base.

Relationship Building and Customer Support:

Providing pre and post disbursement support to Customers.

Organizing & creating awareness among customers on various banking products.

Liaising with existing customers for building relationships.

Following up with Tehsil / SRO for charge creation or collection of land records.

Housekeeping & Portfolio Management:

Submission of Post Disbursement Documents (PDD).

Collection & Submission of LAD (digital mode preferred).

Cross sell:

Opening of Liability accounts.

Cross-selling asset / TPP as guided by Relationship Manager.

Promotion of digital platforms (NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy).

Others:

Any other task assigned by seniors.

Educational Qualifications:

Graduate

KeySkills:

Basic understanding of Banking Products & Processes.

Persuasion & Selling Skills.

Good Team spirit.

Time Management.

Proficiency in local language.

Proactive & focused approach.

Experience Required:

1-3 years’ experience in Financial Services/ Agri input companies/ FPO is preferable.

Basic knowledge of agriculture/ crops.

Major Stakeholders:

Customer

Branch

Credit Team

Operations Team

Local Bodies