Risk Strategy Analyst, Payment Risk - USDS (Multiple Positions)

About TikTok USDS Joint Venture LLC

TikTok USDS Joint Venture LLC is dedicated to the safety and security of millions of Americans who create, discover, and connect with what they love on the apps we operate. The Joint Venture has been established in compliance with the Executive Order signed by President Trump on September 25, 2025. Our foundation is a comprehensive data privacy and cybersecurity program. We operate under defined safeguards to protect national security and secure U.S. user data, apps and the algorithm. We safeguard the U.S. content ecosystem, holding decision-making authority for trust and safety policies and moderation. USDS Joint Venture helps ensure Americans can continue to express their creativity, discover new hobbies and interests, and build thriving communities and businesses on a global scale.

Why Join Us

Inspiring creativity is at the core of TikTok's mission. Our innovative product is built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible.

Together, we create value for our communities, inspire creativity and bring joy - a mission we work towards every day.

We strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company.

Every challenge is an opportunity to learn and innovate as one team. We're resilient and embrace challenges as they come.

By constantly iterating and fostering an "Always Day 1" mindset, we achieve meaningful breakthroughs for ourselves, our company, and our users.

When we create and grow together, the possibilities are limitless.

Join us.

About the Team

Our team plays a crucial role in ensuring the company’s success. We seek people who are willing to learn and put in the effort to solve problems. Our challenges are not your regular day-to-day problems - you’ll be part of a team that’s developing new solutions to new challenges. It’s working fast, at scale, and we’re making a difference. We are looking for talents to join us on this exciting journey!

Responsibilities

Establish a holistic risk management framework for mitigating the risk of payment fraud, credit losses and financial abuse across consumers, merchants, and affiliates.

Develop metrics and dashboards to monitor risk, perform scenario planning and simulation testing.

Research fraud cases through massive data and ad hoc analysis that identify root causes of payment risk originations.

Design payment risk solutions that identify and discourage suspicious users based on suspicious user characteristics and machine learning models.

Develop payment risk solutions that detect, prevent, and mitigate fraudulent or suspicious user behaviors.

Collaborate with cross-functional teams to define risk product roadmaps and strategies.

Qualifications

Must have a Master’s degree or foreign equivalent degree in Computer Science, Engineering (Any), Data Analytics, Business Analytics, Mathematics, Statistics, or a related field, and 2 years of related work experience; OR a Bachelor’s degree or foreign equivalent degree in Computer Science, Engineering (Any), Data Analytics, Business Analytics, Mathematics, Statistics, or a related field, and 5 years of post-bachelor’s, progressive related work experience.

Of the required experience, must have 2 years of experience in each of the following skills:

Collecting and analyzing data to anticipate, identify, and evaluate business risks and to develop integrated controls;

Using SQL queries and data visualization tools to gather, process, visualize, and analyze large quantities of data to detect trends and anomalies in support of business opportunity identification;

Analyzing historical data and applying root cause analyses to identify trends and patterns;

Designing and maintaining dashboards using Tableau or Power BI to visualize key data and insights, track key performance indicators, and provide self-service tools to stakeholders;

Using Python to manipulate data for analysis and prediction, automate data load processes, and optimize reporting processes; and

Interfacing directly with team members, stakeholders, and organization leaders to communicate objectives, status, risk, and updates.

Employer: TikTok USDS Joint Venture LLC

Type: Full time, 40 hours/week

Location: San Jose, CA

Salary Range: $176356 - $329334 per year

To Apply, click the apply button below. Contact lpresumes@tiktokusds.com if you have difficulty submitting resume through the website.

TikTok is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At TikTok, our mission is to inspire creativity and bring joy. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.

USDS is committed to providing reasonable accommodations in our recruitment processes for candidates with disabilities, pregnancy, sincerely held religious beliefs or other reasons protected by applicable laws. If you need assistance or a reasonable accommodation, please reach out to us at https://tinyurl.com/USDS-RA

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