Likeremote

Subscribe to the latest remote jobs:

  • Likeremote jobs on https://LinkedIn.com/
  • Likeremote jobs on https://telegram.org/
  • Likeremote jobs on Reddit.com
AB

RC - Credit Officer - AL - NPC

Axis Bank
Location not stated
2 weeks ago
2 weeks ago
Auto apply with Likeremote
RC - Credit Officer - AL � NPC
INTERNAL USAGE:
No. of Vacancies: Reports to:Manager
Is a Team leader?NTeam Size:NA
  
Grade:AM/DM
Business:UnderwritingDepartment:�Retail CreditSub-Department:Centralized underwriting
Location: Mumbai/Noida/Hyderabad/Bangalore/Chennai
About Retail Credit
The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
AbouttheRole
The Credit Officer - ALmanages core underwriting for Auto loan, Underwriting will be for different channels like DSA dealer, Branch, Digital.
Key Responsibilities
  • Approval Rates, basis the target will be reviewed for the year for the location - Approval rates for all the locations - for the full year. 
  • Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products as confirmed. 
  • Early Warning Signal- Location wise FPD for term Loans - Location-wise FPD % for Business Loan as confirmed.  
  • Audit & Compliance, Basis Internal & Concurrent audit conducted & Report submitted. - Based on Internal & Concurrent audit conducted & Report submitted  
  • Training, Process improvement, Special assignment, support provided to Existing CPC, policy feedback, vendor management, participation in pilot runs/testing etc. Feedback from CO team & Zonal Credit Manager/National Credit Manager - Job enrichment & Training initiative, Support to new locations & products. Feedback from Head Credit -   & Other stake holders will be the source. 
  • Stakeholder management
Qualifications

Optimal qualification for success on the job is:

�        Graduate / Post- Graduation (MBA/ CA preferred)

�        Fresher or Experience in retail credit

Role Proficiencies:

For successful execution of the job, the candidate should possess:

�        Knowledge of credit, industry and product trends

�        Knowledge of regulatory guidelines and norms

�        Good communication (both verbal and written) skill in both English and the local language

 

 

 

RC - Credit Officer - AL - NPC · Axis Bank

Auto apply with Likeremote