Senior Product Owner - Amar Bank Digital
- AI/ML
Not enough detail in this posting to match
Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leadingdigital lending product, Tunaiku has the distinction of being the first FinTech product inIndonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, wemanaged to get listed on the Indonesian Stock Exchange.
How did we manage to do that?
We are changing peopleās perception of a bank. We believe we are the innovators who combinecustomer focus principles with creating technology-based impact. We incorporate freedom andflexibility as part of our startup working culture DNA to encourage innovation in creating betterfinancial solutions for the banking industry. We think of ourselves as, āA technology companywith a banking licenseā. For this reason, we āAct like a FinTech, and think like a Bank.ā
How did it all start?
Founded on March 15, 1991, in Surabaya as PT Anglomas International Bank (Amin Bank), thebank was acquired by Tolaram Group and transformed to PT Bank Amar Indonesia (Amar Bank)in 2014. It has then undergone a significant digital transformation to become one of thecountry's forerunning fintech institutions through its award-winning digital lending platform,Tunaiku.
Our philosophy, mission, and vision
Technology must impact lives, must improve lives. We exist to provide banking to those whoāneedā and not only to those who āwantā. Services when provided to those who need at the timeof their need brings smiles. Our vision is to bring 200 million smiles.
More about the bank with startup culture environment
Consist of 1000+ people, you will meet people who love to grow, dream big, and actually havefun at the workplace! We provide a great working environment that pushes people to growoutside their comfort zone. People with high drive and ambition find us a very attractive place towork as their career growth matches their own drive and not any staid policies. Thus we holdthe honor of being awarded āBest Place to Work in Indonesiaā.
Recently Amar Bank was awarded as Inspirational Brand from APEA (Asia Pacific EnterpriseAwards) 2022. Of course, our innovation won't stop here. So if you would love to be a part of it,have a growth mindset, and are constantly hungry for challenges, we invite you to join us in ourjourney to āImpact Livesā.
Join us today and create #unlimitedinnovations!
About the position:Ā
Senior Product Owner to take on initiatives across our digital banking portfolio: digital banking (retail & business), embedded banking, Tunaiku, or wherever the next priority lands. This isn't a backlog-management role, and it's not a "ship it and move on" role either. The person we're looking for can take a goal and a specific performance measure, then carry both through a full cycle: release, measure, analyze, and reach a documented decision on whether to continue, adjust, or drop it.
You'll sit at the intersection of strategy, data, design, and engineering, turning fairly open-ended business goals ("increase FX transaction volume by 30%", "cut onboarding drop-off in half") into something that actually ships and gets validated. And you stay on the hook for it until there's a real, evidence-backed conclusion, not just a launch announcement.
Requirements
5+ years in product management/ownership roles, with at least 2 years in mobile digital banking, fintech, or a comparably regulated, high-stakes consumer product environment
Demonstrated ownership of a product area from ambiguous goal to a documented, evidence-based conclusion, not just feature delivery
Experience working within compliance/risk-constrained environments (banking, payments, or similarly regulated industries preferred), including adherence to SDLC and formal experimentation standards
Track record of running rigorous experiments (with proper control groups) and using data to kill, adjust, or scale ideas
Experience coordinating delivery across multiple functions without direct authority over them
Comfortable moving across different product areas as priorities shift, and picking up unfamiliar initiatives quickly
Comfortable operating with a high degree of autonomy and ambiguity
Responsibilities:
Lead end-to-end discovery: customer interviews, market/competitive analysis, and problem validation before committing to solutions
Coordinate across Product, Design, Research, Engineering, Business, Operations, and Compliance without formal authority, aligning all parties on scope, sequence, and definition of completion
Partner with engineering to scope technical feasibility, trade-offs, and delivery timelines
Partner with design on UX flows, critique prototypes, and run usability validation before build
Work within established SDLC, PRD, and experimentation standards, and raise compliance or risk implications at the earliest opportunity rather than working around them
Define, prioritize, and continuously groom the product backlog using structured frameworks (RICE, weighted scoring, or equivalent)
Write clear PRDs, user stories, and acceptance criteria that engineering and design can execute against without ambiguity
Define the metrics and data behind each assigned measure, and confirm they represent what they're intended to before drawing conclusions
Design and run experiments (A/B tests, phased rollouts) with proper control groups and no unmanaged overlapping tests, to validate hypotheses and inform go/no-go decisions
Release each increment, measure its performance, analyze the outcome, and document a decision to continue, adjust, or discontinue
Own any defect, incident, or operational issue that arises between release and conclusion, mobilizing the right people to resolve it and stabilize the initiative
Report progress and outcomes to leadership with clear, data-backed narratives
Move flexibly across the bank's product portfolio as priorities are re-ranked, picking up new initiatives quickly and carrying each to a completed, documented conclusion
Evaluate where AI/ML can meaningfully improve the product experience or internal workflow, and scope those initiatives responsibly
Itās our job to plan, monitor, and control the technology growth so we can provide a faster, more convenient, and more efficient way of performing business transactions.
Senior Product Owner - Amar Bank Digital Ā· Amar Bank