Risk and Compliance Graduate Programme 2027

Who are we?

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

Risk & Compliance GraduateProgramme 

Please read beforesubmitting:You may only apply toonegraduate programme for our 2027 intake. Submitting duplicate applications will result in them not being considered.  

Location:London 

Start date:September 2027 

Salary:£35,000 

Duration:2-year graduate programme 

Risk & ComplianceGraduate Programme 

Spot the Risk and Shape the Strategy 

Looking for a graduate role that combines critical thinking, data analysis and problem solving?  Join Howden’s Risk and Compliance graduate programme anddiscoverhow global businesses makeinformeddecisions, stay ahead of emergingrisks and meet complex regulatory requirements.  

Our Risk and Compliance teamprotectsour business byidentifying potentialrisks, putting safeguards into place toreducethemandensuringweoperate effectively andresponsibly.If you are curious about how businesses respond to uncertainty, solve complex problems and balance risk with opportunity, this could be the perfect place to start your career. 

Our Graduate Programme will build your technical and professional skills while giving you real responsibility from day one.You'll work directly with industry experts, gain exposure to key business decisions and build the foundations for a successful career in risk and compliance. 

Whatyou’ll be doing? 

Overtwo-yearyears,you’ll rotate across fourspecialist teams, spending six months in eacharea to build a broad understanding ofrisk and compliance.You’ll work alongside colleagues from across our key divisions, which may includeHowden Group,Howden Re, Specialty, Retail and DUAL, giving you extensive exposure to the insurance industry and a wide range of business areas. 

This graduateprogramme offers a direct pathway into a permanent role. Please note, permanent offers are not guaranteed and areallocated based on performance and business need. 

In each rotation,you’ll 

• Study towards a Level 4ICA Advanced Certificate in Governance, Risk and Compliance. 

• Identify and assess risks across the business. 

• Support risk assessments and governance activities. 

• Analyse data and present insights to stakeholders. 

• Collaborate with teams to promote risk and compliance best practice. 

• Monitor emerging risks and regulatory developments. 

• Help implement new tools and processes that improve risk management. 

What are we lookingfor? 

No experience isrequired;we’ll teach you everything you need to know! 

You’ll be: 

• A recent or soon-to-be graduate from any degree background. 

• Someone who enjoysanalysing dataand has meticulousattention todetail. 

• A critical thinkerwhothrives on solving problems. 

• Able to communicate effectively in writing and verbally and becomfortable presentingto individuals at all levels. 

• Able tocommunicate complex topics to non-technical audiences that aids decision making. 

• Intellectually curiousand enjoy problem solving. 

• A team player whothrives on collaborating with others. 

• Proactiveandenjoy takingownership of the tasks assigned toyou. 

To be eligible for our programme, you must have the full and unrestricted right to work in the UK. 

Application process 

• Our application process is designed to help you show your potential, not to test what you already know! 

• Online application form – no CVrequired:We believeyou're more than just a document, so wewon’t ask you tosubmit a CV.Please upload a blank document on the application form. 

• Online gamified assessment: These games will help us understand your natural strengths and how you approach different situations. There are no right or wrong answers. You can complete this stage on your phone or laptop, whichever suits you best! 

• Pre-recorded video interview: You will record your answers to a few questions using your phone or laptop, giving you the chance to tell us more about yourself in your own time in a relaxed setting. 

• Assessment centre: Our final stage is an in-person assessment centre.You'll take part in some fun group activities and meet our team in a relaxed setting. This day is all about getting to know you better and for you to see whatit's like to be part of Howden and experience our culture.We'll cover all your travel costs for this day! 

Why should you apply? 

At Howden, people are at the heart of everything we do. As an employee-owned business, we believe success is built through collaboration, learning and supporting one another.You'll take part in our structured 18-month development programme, designed to accelerate your technical,commercial and professional growth. 

You'll alsobenefit from: 

• £35,000 salary and generous pension scheme. 

• Opportunity to complete fully funded professional qualifications, such as the ICA. 

• Structured learning and development through our 18-month graduate development programme.  

• Early responsibility and exposure to live transactions involving some of the world's leading banks and financial institutions.  

• The opportunity to build an international network and work alongside experienced professionals from banking, legal and finance backgrounds.  

• 25 days' annual leave, plus bank holidays and anadditional day off at Christmas.  

• Access to discounted personal health policies, wellbeing support and a range of employee benefits and insurance products. 

• 2 daysallocated to take part in volunteering schemes. 

ExploreourConnectr pageto discover more about Howden, our culture, and the insurance industry.You'll find resources to help you prepare for our recruitment process and understand which career path could be the best fit for you.   

Please read beforesubmitting:You may only apply toonegraduate programme for our 2027 intake. Submitting duplicate applications will result inadditional applications not being considered. 

What do we offer in return?

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new

• We support each other in the small everyday moments and the bigger challenges

• We are determined to make a positive difference at work and beyond

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs.  Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.