Financial & Underwriting Consultant - Employee Benefits

SUMMARY 

Responsible for execution of all advanced pricing and analysis requests.  Leads in the development and management of assigned underwriting and analyst teams.

ESSENTIAL DUTIES AND RESPONSIBILITIES 

Act as subject matter expert in all major areas of underwriting, including special pricing and marketing projects.

Meet with clients and Financial & Underwriting team to define and accomplish projects.

Assist in determining strategic goals of team(s), including but not limited to resource planning, education/training needs, policy development, and business growth.

Identify, coordinate, and manage all relevant external business partner relationships, including but not limited to insurance carriers, external consultants, and third party administrators and vendors.

Act as subject matter expert in understanding actuarial plan values and how they are used in various pricing and analysis projects. This includes ability to competently use software available for such types of plan analysis and pricing.

Understand underwriting models and reporting templates in order to fully modify and customize to meet customer needs.

Lead and manage all assigned client underwriting projects, and present analysis to clients directly in a confident and easy-to-understand manner.

Assist Producers in prospecting activities as needed, including but not limited to written RFP responses, finalist presentations, and related follow-up activities.

Maintain data tracking and reporting for financial management, underwriting models, client reports, and other analytical reporting deliverables.

Competent in multiple carrier data and reporting systems as needed to obtain claim data for reporting and analysis purposes.

Confidently analyze and challenge insurance company renewal calculations for fully-insured contracts (Health, Dental, and Vision).

Actively engage in educational opportunities to further underwriting knowledge, market trends, and regulatory environment.

Responsible for accuracy and timeliness of all work performed, including proper management of timelines and meeting deadlines as established.

Address incoming correspondence and respond as required in a timely manner.

Lead in training development and execution on all underwriting and analysis related topics.

Serve as mentor to team members in the Financial & Underwriting team.

Comply with agency management system data standards and data integrity (enter and maintain complete and accurate information).

QUALIFICATIONS

EDUCATION/EXPERIENCE

Bachelor's Degree Or equivalent combination of education and experience 

Eight (8) or more years of related work experience

One (1) or more years of management experience in leading a team of at least 3 individuals

Must continue to meet Continuing Education requirements for license renewal

SKILLS

Proficient in Microsoft Office Suite, advanced MS Excel skills required

Excellent verbal and written communication skills

Excellent problem solving and time management skills

Good customer service skills, including telephone and listening skills

Excellent planning, organizational, and prioritization skills

Ability to work within a team and to foster teamwork

Ability to completely manage mid-level and large projects as well as effectively manage and lead assigned teams to complete goals

Ability to work productively as an individual to accomplish assigned projects

Ability to prioritize work for multiple projects and deadlines

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