Assistant Manager, Deposit Portfolio Management

Job Purpose:

• Support the management and growth of Deposit and Multi-Currency Debit Card products by driving product development, portfolio growth, pricing strategies, customer acquisition, utilization, profitability, and customer experience enhancement.

• The role will work closely with cross-functional teams to execute business initiatives, maintain product competitiveness, and ensure compliance with regulatory and internal governance requirements.

Main Responsibilities:

• Assist in the development and execution of deposit product strategies to achieve portfolio growth, balance targets, and profitability objectives.

• Develop initiatives to drive debit card acquisition, activation, transaction volume, and customer engagement.

• Monitor deposit and debit card portfolio performance, customer behavior, market trends, competitor activities.

• Support implementation of promotional campaigns and customer reward programs.

• Conduct product performance analysis and prepare business reports, forecasts, and portfolio reviews for management.

• Work closely with all internal departments to grain their support for smooth program launch and fulfilment

• Coordinate UAT testing and post-launch reviews to ensure successful implementation of new initiatives.

• Proactively analyze competitors’ business and marketing activities to understand market trend

• Monitor campaign response and prepare the program result tracking

• Budget and expenses management (including invoice settlement)

• Assist to conduct regular sales performance review

To meet the challenge, you should have the following qualifications and attributes:

• Degree holder or above in Business Administration, Marketing or related disciplines

• At least 5 years of experience in retail banking business, exposure to branch operation, segment management and marketing campaigns is preferable

• Knowledge in overall banking products especially deposit and debit card, operation & process flow, marketing activities, segment management and management skills

• Good communication & interpersonal skills, analytical and track record of effective marketing campaigns are an advantage

• Good team player and detail oriented

• Able to work under pressure and tight schedule

• Good command of both written and spoken English and Chinese