Assistant Manager, Credit Approval (Secured & Unsecured Loan)

Reporting to the Team Head, you will be responsible for approving Secured and/ or Unsecured loans products within delegated authority and ensuring loans quality are in compliance with credit policies. You will also need to administer the daily workflow, backlog status and improve credit approval turnaround time.

Main Responsibilities:

• Assess and approve Secured and/ or Unsecured loans products within delegated authority

• Ensure the loans are granted in compliance with Credit Policy and HKMA guidelines

• Provide quality services for the internal customer and accomplishing daily applications within the specified time frame

• Assist the team head to handle various tasks and projects

• Act as a back up to support other products credit approval

Incumbent Requirements:

• Secondary education or above

• Minimum 3 years of experience in Credit Assessment and Loans Approval areas

• Credit knowledge in both Secured Loans and/ or Unsecured Loans products, candidates with experience in SME Financing Guarantee Scheme (SFGS) will be a definite advantage

• Analytical mind with good communication skills

• Proficiency in MS Office applications