AVP, Specialist, Private Banking Credit Documentation, Risk Management Group

Responsibilities:

• Prepare, review and approve standard and non-standard Letters of Offer, facility agreements, security documents and related documentation in accordance with approved credit terms.
• Ensure all conditions, covenants, collateral requirements and other terms in the approved Credit Application Memorandum are accurately and completely incorporated into the documentation.
• Manage complex and bespoke documentation matters, including drafting non-standard provisions and obtaining Legal clearance where required.
• Partner with Relationship Managers, Credit Risk, Legal, Operations and other stakeholders to resolve documentation issues and deliver agreed turnaround times.
• Maintain strong documentation controls, promptly identify and escalate discrepancies or exceptions, and support satisfactory audit and regulatory outcomes.
• Draft, review and finalise credit and security documentation for new facilities, amendments, renewals and other approved transactions.
• Perform independent quality checks to confirm the accuracy, completeness, consistency and enforceability of documentation before issuance or execution.
• Clarify ambiguous, incomplete or inconsistent approval terms with Relationship Managers and Credit Risk colleagues and escalate material issues on a timely basis.
• Maintain and update Letters of Offer, supplementary documents, standard clauses, checklists and credit documentation templates in consultation with Legal and relevant control functions.
• Ensure compliance with internal policies, delegated authorities, operating procedures, service standards and applicable laws and regulations.
• Maintain complete documentation records and provide timely status updates to stakeholders, including on outstanding matters, exceptions and execution requirements.
• Support process improvement, documentation standardisation, system enhancements, preparation of functional specifications, user acceptance testing and other departmental initiatives.

Requirements:

• Bachelor’s degree in law, Business, Finance, Banking or a related discipline.
• 7 to 10 years of relevant banking or financial-services experience, preferably in credit documentation, or a related control function.
• Strong working knowledge of facility and security documentation, credit approval terms and documentation controls.
• Experience supporting Private Banking, Wealth Management or complex secured-lending transactions is strongly preferred.
• Demonstrated ability to manage complex and high-volume documentation within demanding turnaround times.
• Relevant legal, credit or banking qualifications would be advantageous.
• Meticulous with good attention to detail and ability to work efficiently under tight timelines.
• Strong communication skills and ability to work collaboratively with various stakeholders including Credit Managers, Credit Risk Managers, Relationship Managers and Legal.
• Aptitude and mindset to continuously leverage technology to drive efficiency and automation.

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