MD
Credit Risk Manager, Vice President
Macpower Digital Assets Edge Private Limited
🇺🇸 United States
On-site
Manager or above
5 days ago
$142,000 – $180,000 / year
- Risk Management
5 days ago
Not enough detail in this posting to match
- Manage a portfolio as a credit officer.
- Perform due diligence and regular portfolio reviews.
- Analyze credit risk, determine accurate ratings, and recommend them to management.
- Prepare detailed credit analysis and applications based on policies and procedures.
- Evaluate borrower's industry, business, legal, and financial risks.
- Recommend credit extensions to management.
- Collaborate with business lines to maintain portfolio safety and growth.
- Share important account information with relevant teams across the bank.
- Communicate directly with assigned customers.
- Identify and assess prospective transactions with business lines and product groups.
- Spot structural risks and suggest improvements to deal structures and covenants.
- Advise account officers on credit risk terms to maximize profit and minimize credit cost.
- Communicate directly with the credit division, providing necessary information for decisions.
- Ensure compliance with regulatory, policy, and procedural requirements.
- Participate in policy meetings to improve the credit risk framework.
- Support, mentor, and train junior analysts.
- Guide junior analysts on complex assignments and skill development.
- 6+ years of experience in credit or risk functions at financial institutions or similar.
- At least 3 years of experience analyzing financial institutions and conducting due diligence.
- Experience working with senior management of client organizations.
- Strong corporate credit analysis and risk management knowledge.
- Ability to create complex financial models for repayment assessment.
- In-depth knowledge of loan documentation and structural risks in corporate finance.
- Understanding of regulatory environments in Japan (FSA, BOJ) and the U.S. (FRB, FDIC).
Credit Risk Manager, Vice President · Macpower Digital Assets Edge Private Limited