Credit Manager – Wholesale Lending

Syncro1 | JOB SPECIFICATION

ID: syn163
Position: Credit Manager – Wholesale Lending
Client: Confidential Hiring Client · Finance (Credit Operation)

POSITION DETAILS

Experience: 3 - 5 Years
Employment Type: Full-time
Compensation: ₹ 10 - 13 LPA
Open Positions: 2 Openings
Location: Mumbai
Education: Master's Degree
Work Mode: On-Site
Status: ACTIVE

ABOUT THE ROLE / JOB DESCRIPTION

Company: Western Capital Advisors Pvt. Ltd
POC: Bhupesh Nagar (8890588358,bhupesh.nagar@syncro1.com)
Industry: NBFCs/MFIs/Fintechs

Note: Candidate must be having experience of underwriting for NBFC corporate clients.

Education: CA/MBA

Location: MUMBAI - Business Square, C-402, A.K. Road, Chakala, Andheri East, Mumbai, Maharashtra 400093

KEY RESPONSIBILITIES

Analysing the credit worthiness of NBFC

• Performing financial analysis of the entities.
• Doing Management meetings with entities, conducting diligence tests at HO and carrying out branch visits to evaluate the risk of the entity and preparing detailed Credit Assessment Report.
• Analysing key risk parameters such as Financial Risk, Management Risk & Business Risk of entities.
• Understanding of various pertinent regulations and industry specific knowledge of entities.
• Monitor portfolio of entities and closely track concern accounts.
• In depth knowledge of credit evaluation with a good eye for detail. Ability to understand impact of changing environment on various companies.

SKILLS & COMPETENCIES

Must-Have Skills

• Underwriting
• Wholesale Lending

Good to Have / Secondary

• Corporate Lending
• NBFC Corporate Underwriting
• Financial Analysis
• Credit Evaluation
• Credit Risk Analysis
• Portfolio Monitoring
• Due Diligence
• NBFC Regulations Knowledge
• Credit Assessment Report Writing
• Risk Analysis (Financial, Management, Business)
• Stakeholder/Management Meetings
• Attention to Detail

Optional / Bonus

• MFI Industry Knowledge
• Fintech Lending Knowledge

COMPANY WEBSITE

WWW.WESTERNCAP.IN