ASM - Mass LAP
- KYC
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JobID: syn200
Department: Sales
Product: Loan Against Property (LAP)
Ticket Size: 1 Cr to 5 Cr
Experience: 8-12 years in LAP/secured lending sales
Location: As per business requirement
MAX EARN₹75.0K· 5% per candidate placed
Position: Full-time
Level: Mid
Location: Hyderabad
Salary: 12 - 15 LPA
Vacancies: 2 Positions
Notice Period: 0-15 Days, 15-30 Days, 30-45 Days, 45-60 Days, Currently Serving
Description:
COMPANY: SMFG Credit India Pvt Ltd
Note: Please do not consider candidates who are not in job currently
Area Sales Manager – Mass LAP (Loan Against Property) Job Description
Key Responsibilities:
• Drive LAP business across the assigned geographical area and achieve monthly/quarterly sales targets.
• Develop and manage relationships with DSAs, connectors, brokers, builders, CAs and other channel partners.
• Generate new business through direct sourcing and channel development.
• Manage the complete sales cycle—from lead generation and customer interaction to login, sanction and disbursement.
• Ensure quality sourcing by understanding customer profile, income, property and repayment capacity.
• Coordinate with credit, operations, legal, technical and collections teams for smooth processing.
• Monitor the sales pipeline, TAT, conversion ratios and disbursement performance.
• Regularly visit customers and channel partners to strengthen relationships and identify new business opportunities.
• Track competitor activity, market trends and pricing in the assigned territory.
• Ensure compliance with company policies, KYC requirements and credit/sales processes.
• Manage and motivate the sales team/relationship managers, where applicable.
• Prepare regular MIS and performance reports for management.
Candidate Profile:
• Graduate/MBA preferred.
• 3–8 years of experience in LAP or mortgage
• Strong understanding of LAP sourcing, property evaluation, customer profiling and credit processes.
• Proven track record of achieving sales targets.
• Strong channel-management and relationship-building skills.
• Good communication, negotiation and team-management abilities.
• Willingness to travel extensively within the assigned territory.
Key Performance Indicators (KPIs):
• Monthly disbursement/value achievement
• Number and quality of LAP cases sourced
• Login-to-sanction and sanction-to-disbursement conversion
• New channel/DSA acquisition
• Portfolio quality and delinquency
• Customer and channel-partner retention
• Team productivity, where applicable
Education:
Minimum: Bachelor's Degree
Skills:
Required: LAP
Team: Sales DSA
Deadline: 9/24/2026
ASM - Mass LAP · Tailored Management