WBP: Current Account Product
About the Role
The role encompasses complete ownership of the Current Account Product – Service , communication and
commercialization. Also, the role requires a thorough understanding of the various regulations and guidelines related to
current accounts.
Key Responsibilities
· Development of current account service infrastructure, maintenance and monitoring of the same.
· Establishing client communication framework
· Creating high quality current account marketing material for commercialization of the products
· Co-ordination with IT and other stakeholders to develop digital self-service journeys
· Formalizing strategies for migrating customers from branch dependent paper-based service channels to digital
channels
· Monitoring & improving customer service delivery TAT & quality
· Expanding the network of dedicated current account service desks
· Co-ordinate with the channel teams to effectively manage product penetration
· Monitor the internal processes for efficiency
· Monitor internal and regulatory communication pertaining to the products / program
· Create Direct to customer campaigns/alliances to funnel digital leads
· Lead projects/activities for ensuring program / product awareness and mind share amongst internal resources
· Coordinate and build strong work relationships with various internal groups: IT, Sales, Marketing, Operations, Risk, Compliance, Process Quality · Create sales enablers, knowledge series for supporting the stakeholders with necessary information · Identify process changes leading to cost optimization through automation, eliminating redundancy and Simplification
Qualifications
Optimal qualification for success on the job is:
· Graduate / Post Graduate
· Minimum 15 years’ experience in banking
Role Proficiencies:
· Domain knowledge in current account Product, onboarding Process and servicing
· Knowledge of regulatory guidelines and norms
· Co-ordination skills with various cross-functional teams to complete projects within defined timelines.
· Good communication (both verbal and written) skill in English
· Should have good interpersonal skills and the ability to lead a team.
· Advanced spreadsheet and numerical analysis skills
· Project management and Time Management skills
· Must be a self-starter, a highly motivated person able to work in a fast paced and dynamic environment with
vague concepts
· Ability to analyze processes and reengineer them.
WBP: Current Account Product · Axis Bank