Payment & Treasury Operations Manager (f/m/d)

Who We Are

Spread Group is a renowned global provider of customized apparel and lifestyle products, distinguished by our commitment to made-to-order technology. Our core business model revolves around producing precisely what our customers desire, precisely when they desire it. As pioneers in this space, we combine sustainability with on-demand personalization, enabling individuals and businesses to express their unique identities through bespoke creations. Join us to be part of a global leader in the exciting world of personalized apparel and lifestyle products!

As we continue to expand our business, we are seeking a curious and passionate individual to join our team asPayment & Treasury Operations Manager (f/m/d) and drive our business forward. 

What Will Your Role Be

As a Payment & Treasury Operations Manager, you are responsible for the smooth execution, monitoring, and optimization of all payment flows within sprd.net AG. You ensure that incoming and outgoing payments are processed securely, efficiently, and in compliance with all relevant regulations, making a key contribution to liquidity management and operational reliability in an international e-commerce environment. In this role, you work closely with Accounting, Fraud Prevention, IT, Controlling, and our payment service providers (e.g., Adyen).

What You´ll Do 

Payment Operations

• Manage and monitor all payment operations across multiple payment methods (e.g., credit cards, SEPA, PayPal, Apple Pay, Google Pay, iDEAL, Twint)

• Oversee daily payment reconciliations and outstanding transactions, including the accurate posting and processing of daily bank movements

• Handle and track chargebacks, refunds, disputes, and failed payments

• Serve as the main contact for payment service providers, banks, and internal stakeholders

• Analyze and optimize payment processes to improve efficiency, conversion, and customer satisfaction

• Collaborate closely with Fraud Prevention to reduce financial risk and enhance fraud controls

Treasury & Liquidity Management

• Manage cash and liquidity operations across sprd.net AG and its subsidiaries

• Support cash flow forecasting and liquidity planning

• Monitor bank accounts, balances, and payment flows

• Assist with intercompany settlements, FX management, and international payments

Reporting & Compliance

• Prepare regular reports, analyses, and KPIs on payment and liquidity performance

• Ensure compliance with regulatory requirements, including KYC, AML, PSD2, and GDPR

• Support internal and external audits related to Payment and Treasury operations

What You´ll Bring

• Degree in Business Administration, Finance, or a comparable commercial qualification (banking apprenticeship or equivalent background)

• Several years of experience in Payment Operations, Treasury, or Finance, ideally within e-commerce, FinTech, or a financial institution

• Strong knowledge of payment processing, banking operations, liquidity management, and international payment flows

• Experience with payment platforms (e.g., Adyen, PayPal) and ERP systems (e.g., SAP, NetSuite)

• Good understanding of compliance and regulatory requirements, including KYC, AML, and PSD2

• Strong analytical skills, attention to detail, and a process-oriented mindset

• Self-driven, structured working style with excellent communication skills

• Fluent in German and English

Why Should You Join Us

• Autonomy and Impact: We believe in giving people real ownership. You'll have the freedom to make decisions, take action, and see the direct impact of your work on the business.

• Development and Growth: We believe that the greatest professional and personal growth happens when you're challenged. If you're looking to build your career, you'll find plenty of opportunities to do so.

• We Win as a Team: Work alongside ambitious, motivated colleagues who challenge and support each other to achieve exceptional results. Through honest feedback, high standards, and shared ambition, we bring out the best in one another.

• Learn from Proven Entrepreneurs: Work closely with experienced founders and business leaders, gaining first-hand insights into growing a successful international company.

• Transparency and Involvement: Stay connected to our vision through regular General Assemblies, learn about our processes in our production sites in the Czech Republic and join workshops and cross function initiatives to lead positive change.

• The Extras That Matter: Enjoy 30 days of paid vacation, attractive employee discounts on our products and partner brands, modern office spaces designed for collaboration, and regular company events where we celebrate our successes together.

Equal Opportunity Employer

We value diversity at Spread Group. We are proud of and continue to encourage the increasing diversity of our company culture and community. Your skills, talents, and experience are our focus no matter your age, ethnicity, religion, national origin, gender, sexual orientation, marital or disability status.