Lead Business Analyst - Payments with Treasury

We are seeking aLead Business Analyst – Payments with Treasury to define and document business and functional requirements for an AWS cloud-native cash management platform. In this role, you will collaborate with business stakeholders, operations, product owners, architects, developers, and testers to define cash-management workflows, business rules, data requirements, integrations, exceptions, and acceptance criteria.

Responsibilities

• Gather and analyze business requirements for the cash management platform
• Document current-state and target-state business processes
• Define requirements for cash movement, matching and allocation, reconciliation, accounting, rules processing, reporting, and audit
• Translate business needs into functional requirements, user stories, process flows, business rules, and acceptance criteria
• Define transaction states, processing sequences, decision points, exceptions, and manual interventions
• Clarify business rules for matching, allocation, adjustment, reversal, cancellation, rejection, and reprocessing
• Define requirements for REST APIs, Kafka events, messages, managed files, and external-system integrations
• Document source-to-target data mappings and transformation rules
• Define required business identifiers, reference data, statuses, timestamps, and audit information
• Work with stakeholders to identify authoritative data sources and system ownership
• Define reconciliation rules, tolerances, exception categories, and resolution workflows
• Facilitate requirement workshops, manage requirement changes, and support user acceptance testing, release readiness, and defect analysis

Requirements

• 10-14 years of overall experience in IT
• 7+ years of experience as a Business Analyst on complex software or enterprise-platform programs
• Experience defining requirements for financial, transactional, or integration-heavy systems
• Skills in writing functional requirements, user stories, business rules, and acceptance criteria
• Expertise in creating process flows, data mappings, state models, and integration requirements
• Capability to analyze asynchronous and multi-system business processes
• Understanding of REST APIs, events, messages, databases, and file-based integrations
• Experience supporting Agile software-development teams
• Capability to work directly with business stakeholders, architects, developers, testers, and operations teams
• Strong analytical, facilitation, documentation, and communication skills
• Capability to identify gaps, contradictions, and ambiguities in business requirements

Nice to have

• Background in cash management, treasury, payments, reconciliation, accounting, billing, or banking platforms
• Understanding of transaction lifecycle, settlement, allocation, posting, adjustment, and exception-management processes
• Experience defining financial reconciliation rules and operational controls
• Familiarity with Kafka, event-driven systems, JSON, XML, CSV, API specifications, and event schemas
• Skills in SQL for data analysis and requirement validation
• Experience with data lineage, audit trails, and regulatory or control requirements in regulated financial-services environments
• Familiarity with Jira, Confluence, process modeling and API documentation tools