Underwriter CL, Development Program

Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times.

Our employee promise represents Intact’s commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career. In return, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us.

Pay at Intact is about much more than just salary.

• Flexible work arrangements and ahybrid work model

• Possibility to purchase up to5 extra days off per year

• Multiple benefits offered to supportphysical and mentalwellbeing, including telemedicine, Wellness account and much more

• Share plan & other savings: up to12%of salary or even more (ask how you could earnguaranteed income for life)

Salary range(but not limited to):

Annual bonus target, based on the base salary, with a potential payout of up todouble the target (subject to personal and company performance):

As part of our commitment toWin As A Team, we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares.

Our pension offerings provide flexibility and long-term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan.

Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc.The salary range presented above is based on a 35-hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well.

About the role

Our Commercial Lines Underwriter Academy is an accelerated 2-year learning experience designed to give you unparalleled expertise and grow your career in an exciting industry. This is a paid on-the-job training program to becoming a professional underwriter. The ideal candidates will demonstrate strong business acumen, excellent communication skills, an innovative mindset, and a strong eagerness to learn and grow. In this program, you’ll rotate through different teams while mentors, managers, and underwriting coaches teach you the ins and outs of our commercial insurance business through a variety of learning styles. 

So, what exactly is Commercial Lines insurance? And what does an Underwriter do? 

Commercial Lines is a major part of our operations that provides insurance solutions to businesses small and large in our communities so they can continue to run their business without the worry of tomorrow. We provide insurance products like property, casualty, and automobile coverage - through our network of Brokers across the country. 

Our Underwriters understand our products inside and out. As a member of the team, you’d become a champion of risk assessment and work directly with Intact’s network of Brokers – the people who sell our products to businesses – to make sure they understand the products, know how to market them, and help them to evaluate the potential risks of taking on certain portfolios. 

 
Through this 2-year program, you will: 

• Start out as an Underwriter Level I in your first rotation, gradually take on additional duties, progress to Underwriter Level II when you graduate from the program
• Get exposure to different lines of commercial business. You build up the general knowledge you’ll need for underwriting success through rotations on different teams 
• Learn the technical aspects of insurance: assessing and evaluating risk to make empowered decisions; and how to quote, negotiate and authorize new business and policy renewals 
• Develop and learn in inspiring ways – instructor-led, on-the-job and self-study – in a collaborative work environment 
• Be involved in stimulating, challenging business cases, complete courses as you work towards your Chartered Insurance Professional (CIP) Designation and development opportunities to help you grow your skills and expertise 
• Build relationships with our Broker partners – the core of our business – and learn how to live our values every day 
• Increase your professional networks – both at Intact, within the industry and at events 

 
After 2 action-packed years, you’ll emerge an Underwriter Level II ready to dive into the world of commercial insurance and manage your own portfolios. You’ll be placed in one of our Commercial Lines Property and Casualty teams in the region you have chosen. 

Your journey doesn’t end there!  Upon graduation, you’ll be well-versed and well-positioned to see where your exciting career at Intact will take you.  Many of our program graduates have made the transition to leadership, including some Senior Vice Presidents! 

 
Here are a few reasons why others have joined our team: 

• Development opportunities to learn, grow and build relationships 
• Paid insurance industry training 
• A fun, collaborative environment focused on teamwork 
• Access to tools and resources that promote health, embracing change, and connecting with colleagues 
• Your safety and well-being are our number one priority 
• An extensive flex pension and benefits package 
• A comprehensive financial rewards program that recognizes your success 
• A $600 annual wellness account that promotes an active lifestyle 
• An industry leading Employee Share Purchase Plan where we match 50% of net shares purchased 
• Flexible Working Arrangements to help you balance work and life 
• An employee giving program designed to empower employees to volunteer and give back to their communities 

 
What you bring to the table: 

• Recent or soon-to-be university or college new grad preferred but not limited to Business, Arts and Insurance programs (graduation year Spring 2025 to Spring 2027) 
• You are available to join our training program in June 2027 
• Have a strong GPA - to be considered, you’ll share your current transcripts with us 
• You have knowledge or experience in providing a positive customer experience. 
• You are good at prioritizing work and studies to ensure all tasks are complete on time 
• You are interested in advancing your career in underwriting and willing to pursue the Chartered Insurance Professional (CIP) designation (one of the program requirements)  
• You care about people and are natural at building and nurturing relationships (a key part of this role!) 
• You are an enthusiastic curious learner who thrives within a team or independently 
• You have a creative approach to problem-solving and are a natural at taking calculated risks 
• You have analytical skills and can make informed decisions or negotiations 
• You are a skilled communicator who can adapt your approach to your audience 
• You can influence decisions and negotiate strategically
• For candidates located in Quebec, bilingualism is required considering the necessity to interact on a regular basis with English-speaking colleagues across the country
• No Canadian work experience required however must be eligible to work in Canada

We are an equal opportunity employer

At Intact, our Value of respect is founded on seeing diversity as a strength. We strive to create an accessible workplace where employees feel valued, included and encouraged to share their unique perspectives.

We encourage applications from individuals who are members of equity-deserving groups, including but not limited to women, Indigenous peoples, persons with disabilities, Black people, and members of the 2SLGBTQI+ community.

As part of Intact’s commitment to reconciliation, we acknowledge that we work, meet and travel across the land currently called Canada, originally inhabited by First Nations, Metis and Inuit people. This history extends through many centuries and continues to evolve today.

We have policies to ensure equal access and participation for people with disabilities, including providing workplace adjustments (accommodations). A copy of applicable policies is available on request.

If we can provide a specific adjustment to make the recruitment process more accessible for you, please let us know when we reach out about a job opportunity. We’ll work with you to meet your needs.

Learn more about our recruitment process and your candidate journey here.

Please note that Intact does not provide sponsorship or other support for immigration-related matters including but not limited to employer-specific closed work permits. Candidates must be eligible to work in Canada from the anticipated start date and throughout their employment and are solely responsible for maintaining their work eligibility.

If you are an employee of Intact or belairdirect, please apply for this role on Internal Career Site.