RM-TIFG-CERL

Job Title

RM - TIFG - CERL

Business Unit

Infrastructure Finance

Reporting To

Regional Head - TIFG - CERL, State Head - TIFG - CERL, ASM - TIFG - CERL

Job Function and Role Type

Business, Individual Contributor, Extensive Travel Required

Version No

1.0

Job Purpose

Responsible for sourcing and disbursement of CE business for assigned locations to achieve targets. Focus on business development, market share enhancement, and cross-sell growth.

Key Responsibilities

Business Development

Achieve business targeted numbers.

Engage with dealers, DSAs, top customers, and manufacturers.

Liaise with Branch Banking to increase internal business sourcing.

Portfolio Management

Monitor portfolio quality.

Manage PDD and deferrals.

Digital Initiatives

Drive bank key initiatives on digital platforms.

Cross-Selling

Cross-sell various asset and liability products.

Develop cross-sell business as per agreed targets.

Channel Management

Manage channels like HBL/SO, DSA, and DDSAs to generate business.

Education:

Graduation required; post-graduation preferred.

Certifications:

None specified.

Key Competencies

Positive attitude, interpersonal communication, financial skills, conflict resolution, communication.

Major Stakeholders

Manufacturers, customers, dealers, DSAs, insurance vendors, credit/underwriting team, operations, product/central team, collection team, branch banking team, policy, legal.