Manager:Audit & Process_AFL

Audit                                                                                                                                                                             
Conducting process level audits and having knowledge of Wholesale / Retail  (Credit and Operations) along with some of the other functional areas (Risk, Compliance, Treasury, HR,   Accounts) 
Maintaining adequate work papers and documentation along with adherence to Internal Audit policies and Regulatory guidelines
Drafting of Audit reports and suggesting suitable recommendations to address the process level observations. 
Holding effective discussion with senior level management for agreement with findings and closure of observations with adequate management responses
Follow-up of open observations within timelines to ensure closure of observations as per agreed plan
Assisting the HIA in preparing Risk Based Internal Audit plan and completing  assigned audits as per plan                               

IFC                                                                                                                                                                                               
Preparing Risk Control Matrix (RCM) for business processes and conduct of walk throughs with process owners and controls testing. 
Suggesting process improvements areas and taking up with business process owners to update SOP and process flow charts. 
Identifying potential financial reporting risks(FRR) across processes along with design and implementation gaps. 
Taking up with process owners to implement the suggested process improvements and involve in continuous testing of processes to identify any material weaknesses in the internal controls in rocsystem/pesses 
•    Periodic testing of loan softwares for system and process gaps.