AML Operations Analyst

About HitPay

Payments infrastructure for businesses scaling in APAC

Tech description:

Our tech stack is PHP Laravel, MySQL, Redis

Job description:

ABOUT THE ROLE

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You're on the frontline of HitPay's defence against financial crime. As an AML

Operations Analyst you execute the controls that keep bad actors off the platform:

verifying who our merchants are, investigating alerts, and escalating genuine

suspicion to the MLRO. This is hands-on, high-volume, detail-intensive work that

directly protects HitPay and its merchants across all five markets.

This is a first-line execution role: you run the controls and escalate suspicion -

the final STR decision sits with the MLRO, keeping our lines of defence cleanly

separated.

WHAT YOU'LL DO

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- Onboarding (KYC/KYB): verify merchant identity, ownership and business

legitimacy; collect and assess CDD documentation; apply Enhanced Due Diligence

where risk warrants.

- Screening: review and disposition sanctions, PEP and adverse-media screening

hits; clear false positives and escalate true matches.

- Transaction monitoring: triage alerts from the monitoring system, investigate

flagged activity, and document your analysis and disposition.

- Case investigation: gather evidence, follow the money flow, and build a clear

written rationale for each decision.

- Escalation: raise well-documented suspicious activity to the relevant market

MLRO promptly - you identify and escalate; the MLRO decides on filing.

- Ongoing diligence: support periodic reviews, trigger-based re-screening, and

record-keeping to standard.

- Work to defined SLAs and contribute to keeping queues clean and turnaround

fast.

WHAT YOU'LL BRING (MUST-HAVE)

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- 1-3 years in AML/KYC/KYB operations, compliance ops, fraud, or merchant

onboarding - ideally in payments, fintech, or banking.

- Strong, consistent attention to detail and sound judgment on incomplete

information.

- Clear written English - your case notes and escalations must stand on their

own for a reviewer or auditor.

- Comfort working at volume against SLAs without dropping quality.

- Integrity and discretion handling sensitive customer data.

NICE TO HAVE

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- Exposure to screening tools and transaction-monitoring / case-management

systems.

- Familiarity with SEA regulatory environments (MAS, BSP, BNM, AUSTRAC).

- Working knowledge of an additional regional language.

- Progress toward an AML certification (CAMS, ICA) is a plus.