VP of Credit Risk & Analytics

VP of Credit Risk & Analytics - US (Remote)

Why this Role Matters:

AtGreenboxCapital,wehelpsmallbusinessesthrivebyprovidingfast,accessiblefunding.As
the VP of Credit Risk & Analytics,youwillplayacriticalroleinshapinghowwemakecreditdecisions,manageportfolioperformance,anddriverisk-adjustedrevenue.

You’llownthefullcreditlifecycle -fromstrategyandpricingtoportfoliohealthandperformance—ensuringourriskapproachsupportssustainablegrowthandstrongfinancialoutcomes.Yourworkwilldirectlyinfluenceprofitability,capitalefficiency,andlong-termscalability.

This role reports to the Chief Operating Officer and leads the Risk & Analytics function.

What Success Looks Like:

Here’s how your time might break down (actual time can shift depending on business needs):

• Credit Strategy & Portfolio Ownership – Driving portfolio performance, risk appetite, and policy direction
• Pricing Strategy & Optimization – Balancing competitiveness and profitability across segments
• Cross-Functional Leadership – Aligning credit strategy with Finance, Product, Sales, and Underwriting
• Decision Accountability & Performance Oversight – Ensuring analytics and data teams deliver business impact

How you’ll be measured:

• Portfolio Performance Ownership -Own IRR, cohort performance, roll rates, and funnel conversion metrics, ensuring alignment with company growth and profitability goals
• Credit & Pricing Strategy Leadership -Define and evolve credit policy, underwriting strategy, and pricing frameworks that optimize risk-adjusted returns
• Executive Influence & Cross-Functional Alignment -Partner across Finance, Product, Sales, and Operations to ensure consistent execution of credit strategy and influence business outcomes

You’re a Strong Fit if You:

• Havestrongdecision-makingcapabilityandtakefullownershipofoutcomes
• Canbalanceriskandgrowth,makingthoughtfultrade-offsthatdrivebusinessperformance
• Arehighlyanalyticalandcomfortablechallengingdataandassumptionstoreachbetterdecisions
• Communicateeffectivelyatanexecutivelevelandinfluenceacrossdiversestakeholders
• Thriveinambiguityandcanoperateinafast-paced,evolvingenvironment
• Leadcollaborativelywhilemaintainingaccountabilityandclearconviction
• Demonstratecuriosity,adaptability,andagrowthmindsetalignedwithGreenboxvalues
• Arecomfortableworkingacrossglobal,distributedteams
  

What You’ve Done Before:

• Bachelor’sdegreeinfinance,economics,mathematics,orarelatedfieldrequired;advanceddegreepreferred
• 10+yearsofprogressiveexperienceincreditriskwithdirectownershipofportfolioperformance
• 3+yearsinadirector-levelorhigherleadershiprolemanagingteams
• Strongexperienceinsmallbusinesslending,alternativefinance,ornon-primeenvironmentspreferred
• Proventrackrecordofmakingcreditandpricingdecisionswithmeasurablebusinessimpact
• Experienceoperatingatanexecutivelevelwithstrongcross-functionalinfluence
  

Tools and Expertise You’ll Bring:

• Deepexpertiseinportfoliomanagement,pricingstrategy,anduniteconomics
• Strongunderstandingofunderwritingprocesses,creditpolicydesign,andsegmentationstrategies
• Abilitytointerpretandchallengeanalyticsoutputswithoutdirectmodeldevelopmentownership
• AdvancedproficiencyinExcel;workingknowledgeofSQLandBItoolsfordatainterpretation
• Familiaritywithcreditdecisioningsystems,datavendors,andfraudtools
• Experienceleveragingdatatoinformstrategy,stresstesting,andscenarioplanning
  

What to Expect from Our Interview Process

We believe in a respectful, efficient, and transparent hiring experience. Here’s what you can typically expect (subject to adjustments depending on role):

Step 1: Initial Phone Screen (30 minutes)
A brief conversation with a recruiter to learn more about your background, interests, and alignment with the role.

Step 2: Hiring Manager Interview (1 hour)
A deeper discussion about the role, your relevant experience, and how you’d contribute to the team.

Step 3: Role-Specific Assessment or Panel Interview (1 hour)
Depending on the role, this may include a take-home assignment, technical interview, or live case study with team members.

Step 4: Final Interview or Leadership Chat (1 hour)
A final conversation with senior leadership or cross-functional team members to ensure alignment with our mission and values.

Step 5: Offer & Background Check
If it’s a mutual fit, we’ll move forward with background check and present a competitive offer.

What's In It For You:

💸 Competitive Pay - We know your worth and we pay accordingly.

🌴 Flexible PTO - Work hard, rest well. Take the time you need to recharge.

🏡 Remote - Fully remote within the U.S., working Eastern Time hours to keep everyone aligned.

🩺 Full Benefits Package - Health, dental, vision

🧠 Smart, Supportive Teammates -Workwithcollaborative,curious,andhigh-performingteammates