
Senior Payments & Operations Specialist (Dubai)
- Ruby on Rails
- Swift
- AML
Dubai, UAE | On-site
We are looking for an experiencedSenior Payments & Operations Specialist to join a fast-growing FinTech/Payments business in Dubai.
This is a hands-on role coveringbanking, payment providers, fiat and crypto transactions, reconciliation, liquidity and operational support. You will work closely with Finance, Technology, Compliance and Support teams and take ownership of payment-related issues from start to finish.
What You'll Be Doing
Manage relationships withbanks, PSPs and payment partners, including onboarding, integrations and day-to-day communication.
Handle payment issues end-to-end, working with the relevant provider or payment rail to resolve them.
Managerefunds, disputes, chargebacks and RFIs.
Monitor liquidity across multiple banking, payment and crypto providers and flag potential shortfalls.
Carry out regularreconciliation across payment flows, FX positions and account balances.
Investigate discrepancies and work with Finance and Technology to resolve them.
Investigatecrypto transactions across different blockchains, using blockchain explorers and internal tools.
Execute crypto exchanges and support day-to-day crypto payment operations.
Monitor unusual or suspicious transactions and escalate relevant cases to Compliance and senior management.
Act as an escalation point for complex payment issues raised by the Support team and communicate directly with clients when required.
Maintain client profiles and support various back-office operational tasks.
Work closely withFinance, Technology, Support and Compliance across the business.
Create and maintainSOPs and identify opportunities to improve and automate processes.
UseAI tools to automate reporting, workflows and other repetitive operational tasks.
Support the training and development of more junior members of the Operations team.
What We're Looking For
Solid experience inPayments, Banking Operations, FinTech, Forex, Crypto or a similar environment.
Strong understanding of payment rails includingSWIFT, SEPA and Faster Payments.
Good knowledge offiat and crypto payment flows and banking integrations.
Hands-on experience withreconciliation, disputes, chargebacks, RFIs and transaction monitoring.
Comfortable investigating blockchain transactions and dealing with different crypto networks.
Good understanding ofAML, fraud and compliance escalation procedures.
Strong analytical and problem-solving skills with excellent attention to detail.
Highly autonomous and comfortable working in a fast-moving environment where priorities can change quickly.
Strong ownership mentality โ you take an issue through to resolution rather than passing it on.
Confident communicating with banks, PSPs, clients and internal stakeholders.
Comfortable working with incomplete processes and helping build better ones.
Experience creating or maintainingSOPs and improving operational processes.
Practical experience usingAI tools to improve efficiency and automate parts of your workflow.
The Opportunity
This is a great opportunity for someone who wants to behands-on and have real ownership over payments and operations within a growing international business.
You won't simply be processing transactions โ you'll be involved in improving the way the whole payment operation works acrossbanking, fiat, crypto and technology.
๐Dubai โ Office based
Senior Payments & Operations Specialist (Dubai) ยท Recruiter4you