MANAGER, ONLINE FINANCING - Calgary

We are banking at another level.

Choosing BDC as your employermeans working in a healthy, inclusive, and skilled workplace that puts forward the best conditions to bring together unique teams where employees are empowered to act. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently, to fuel the success of Canadian entrepreneurs.

Choosing BDC as your employer also means:

• Flexible and competitive benefits, including an Employee Savings and Investment Plan where BDC matches part of your voluntary contributions, a Defined Benefit Pension Plan, a $750 wellness and health care spending account, to name a few   

• In addition to paid vacation each year, fivepersonaldays,sick days as necessary, and ouroffices are closedfrom December 25 to January 1

• Ahybridwork model that truly balances work and personal life

• Opportunities for learning,training anddevelopment, and much more... 

Explore the BDC Way in ourCulture Book

POSITION OVERVIEW

As Manager, Online Financing, you support BDC’s online financing and digital strategies by delivering an efficient and positive client experience throughout the loan application and authorization process. You assess online loan applications, conduct due diligence and credit analysis, resolve client issues, and escalate exceptional or unusual situations when required.

BDC is the only bank dedicated exclusively to Canadian entrepreneurs. Your work contributes directly to supporting the growth and success of small and medium-sized businesses across Canada.

CHALLENGES TO BE MET

• Conduct thoroughdue diligence and investigations on online loan applications, including Know Your Customer (KYC) requirements, credit and loan analysis, and preparation of required documentation for final loan approval.
• Apply BDC’sonline financing policies, procedures, credit criteria and decision-making requirements consistently.
• Prepare high-qualitycredit recommendations for loan authorization or decline, based on credit scoring and analysis.
• Identify potentialcredit and fraud risks and prepare fraud files when required.
• Analyze and negotiate financial deals and develop solutions that balance client needs with BDC’s lending requirements.
• Communicate clearly and promptly with clients regarding the status of loan applications, including communicating declined applications professionally and diplomatically.
• Collaborate with business centre colleagues and internal partners to provide a consistent client experience and application of lending policies.
• Maintain accurate and up-to-date client information in BDC systems.
• Stay current on changes tocredit policies, procedures, processes, CRM practices and regulatory requirements that may affect Online Financing.
• Help resolvecompliance issues or material changes arising as financing transactions are negotiated and structured.
• Provide support to Online Financing Analysts and other teams as required.
• Contribute to an inclusive workplace where people can be themselves while working together to support Canadian entrepreneurs.

WHAT WE ARE LOOKING FOR

• Bachelor’s degree in Commerce, Business Administration, or a related business discipline.
• 3 to 5 years of relevant experience.
• Experience inloan writing / credit underwriting.
• Experienceanalyzing and negotiating financial deals.
• Knowledge ofcredit scoring.
• Demonstratedcredit judgment and understanding of credit policies and lending practices.
• Knowledge ofbanking products, banking services, policies and procedures.
• Ability to conduct detailed loan analysis and maintain a high level of accuracy and attention to detail.
• Ability to work effectively in afast-changing, deadline-driven environment and manage competing priorities.
• Client service and client communication skills, including the ability to interact and negotiate with clients and internal partners.
• Time management and prioritization skills to meet critical deadlines.
• Business acumen and understanding ofsmall business dynamics.
• Proficiency withMicrosoft Office, including Microsoft Word, Excel and PowerPoint.
• Bilingualism is an asset

Proudlyone of Canada’s Top 100 Employers andone of Canada’s Best Diversity Employers, we are committed to fostering a diverse, equitable, inclusive and accessible environment where all employees can thrive and feel empowered to bring their whole selves to work. If you require an accommodation to complete your application, please do not hesitate to contact us ataccessibility@bdc.ca.

While we appreciate all applications, we advise that only the candidates selected to participate in the recruitment process will be contacted.