Bilingual Senior Credit Analyst (Remote)

Accountivity is hiring!

Job Title: Bilingual Senior Credit Analyst
Location: Remote
Job Type: Permanent
Salary: $75,000-$85,000/year
Work Model: Remote

• Analyze retail automotive credit applications within established turnaround times.
• Make sound, quality credit decisions using strong critical thinking, judgment, and discipline.
• Maintain internal control standards, manage company risk, and conduct appropriate due diligence when making credit decisions.
• Provide recommendations to the Supervisor on credit applications that exceed established lending limits.
• Provide guidance and instruction to Credit Investigators as required.
• Maintain consistent communication, direction, and support with dealership personnel regarding credit offerings.
• Take a consultative sales approach by identifying opportunities to grow the business portfolio and finding creative, non-traditional ways to structure and approve deals.
• Build and maintain strong relationships with dealership partners through proactive communication and exceptional service.

• 3+ years of experience as a Credit Analyst, Lender, or similar role within an automotive retail credit environment, with additional collections experience.
• Bachelor’s degree or equivalent experience; Business or Commerce preferred.
• Bilingual in English and French is required.
• Proven ability to succeed in a challenging, team-oriented, fast-paced, and deadline-driven environment.
• Strong analytical, problem-solving, critical-thinking, and decision-making skills.
• Proactive, innovative, and accountable with a strong sense of ownership.
• Excellent interpersonal, negotiation, communication, and relationship-building skills.
• Ability to build strong dealer relationships through a proactive and consultative sales approach.
• Strong influencing and persuasion skills, with the confidence to negotiate and make informed credit decisions.
• Customer-focused mindset with a commitment to delivering high-quality service.
• Strong organizational and time-management skills.
• Exceptional attention to detail, with a focus on maintaining the accuracy and integrity of financial information.
• Proficiency with Microsoft Office and fraud detection tools/processes (e.g., Luminate).
• Flexibility to work rotating shifts between 8:00 a.m. and 11:00 p.m. EST, including Saturdays and holidays

If you meet the above qualifications, please submit your resume. Please note that while we appreciate all applications, only those being considered will be contacted.