LikeRemoteSenior Credit Strategy Analyst - Affiliates and Lead Gen UW
🇺🇸 United States
Tableau
Management
Python
Marketing
Finance
SQL
Analyst
Excel
Security Engineer
$120,000 - $140,000
Senior Credit Strategy Analyst - Affiliates and Lead Gen UW
from 🇺🇸 United States
$120,000 - $140,000
Best Egg, now part of Barclays, is a market-leading, tech-enabled financial platform helping people build financial confidence through innovative lending solutions and financial health tools. As a Barclays company, we combine the agility and customer focus of a fintech with the global reach, stability, and purpose of a leading financial institution—working together to create a better financial future for our customers and communities.
At Best Egg, you’ll find a culture grounded in our core values—putting people first, creating clarity, delivering with excellence —enhanced by Barclays’ commitment to integrity, inclusion, and long-term impact. Together, we empower our colleagues to challenge, innovate, and take ownership while making a meaningful difference in people’s financial lives.
With the strength of Barclays behind us, we offer expanded opportunities for growth, development, and career mobility across a global organization—while continuing to build the products and experiences that make Best Egg unique.
We’re looking for collaborative, curious problem-solvers who are excited to make an impact and grow with us.
We’re proud to be an equal opportunity employer committed to building a diverse and inclusive team.
The Senior Credit Strategy Analyst will be a critical member of the Credit team andwill be responsible for using a combination of data and credit experience to optimize credit strategies for personal loans. Responsibilities includemaximizingUnderwriting andLoan amount decisions across acquisition channels, driving strategy improvement and innovation, monitoring of Champion/Challenger data while maintaining investor returns.
This is a full time, permanent position with competitive benefits and upward mobility. If you call yourself a self-starter who can work in any environment and enjoy every day bringing unique challenges and opportunities, then you will thrive in this role.
Duties & Responsibilities
- This individual will be responsible for monitoring, refining and developing Credit strategies (including underwriting and loan amount) for personal loans
- Create test/control champion/challenger tests and monitoring to inform future strategies
- Provide scenario analysis/create financial impact sizing/develop new strategy test case
- Perform ad-hoc analytics, create reporting and presentations
- Work across functional areas to drive overall growth, product enhancements, and improve web funnel conversion rates across all channels.
- Partner with Decision Science to define and develop Credit models and tools
- Maintain overall risk and return targets for investors particularly in a changing economic environment
Requirements-Development
- 5+ years experience in a similar analytical role
- Bachelor’s Degree in Statistics, Mathematics, Operational Research, Engineering, other quantitative major required; Master’s degree a plus
- Experience in financial industry, credit risk required; online lending, near-prime, sub-prime is a plus
- Must be proficient in Python or similar, SQL, and MS Excel
- Must be proficient in interpreting data using analytics, research methodologies, and statistical techniques
- Previous experience with Business Intelligence reporting (e.g. Tableau, PowerBI, etc) is desirable
- Excellent English written/verbal communication skills, critical thinking and interpersonal skills
- Highly independent and self-motivated to forming opinions that are supported by data.
- Strong knowledge of modeling tools and techniques and use in strategy
- Ability to understand competitive pressure, economic trends and their business impacts.
- High Energy with ability to work in a fast-paced environment
Requirements-Leadership
- Comfortable interacting and engaging with colleagues from all levels of management across all business units and third-party vendors
- Demonstrated technical leadership skills including self-direction, coaching and mentoring
- Highly motivated, well organized, capable of developing and executing business analysis and able to communicate status and results effectively
Requirements-Culture
- Ability to succeed within a cross-functional team emphasizing Collective Ownership in a fast-paced environment
- Ability to work effectively both independently and as a team member
- Be confident and willing to challenge status quo, but also willing to concede and execute other’s ideas when necessary
- Capable of teaching and learning from others to promote continuity of knowledge and personal development
- Cultivate good working relationships with other business units, particularly Marketing, Operations, and Finance
