ABOUT UNIT

Unit is a market leader in embedded finance. We offer ready-to-launch financial services - like banking and capital - and serve millions of end-users across ~100 customers, including Wix,Bill.com, Honeybook, Relay, and more.

We’re repeat founders with technical backgrounds, working hard to build a successful company that we’re proud to work at. Our product moves $40b+ annually and processes 12m+ API calls daily. We’ve raised $160m+ from top investors including Insight, Accel, and 60+ angels.

The Role

The Contracts Associate role will play a critical contracting function in a high-volume, fast paced environment. The role will interact with both internal and external parties to efficiently manage the contracting lifecycle for commercial agreements and retail banking end-customer agreements.

Who we’re looking for:

This is a part-time position, typically 20-25 hours per week, Monday through Friday, with a flexible schedule.

We are looking for an experienced contract professional to manage the entire contract lifecycle for high-volume commercial and end-customer agreements, from initial drafting to ongoing revisions and management. You thrive in a fast-moving, high-growth environment and enjoy working both independently and with cross-functional teams to achieve shared goals.

*This role is open to candidates based in the United States, with preference for candidates based in New York City or Washington, DC.

What you’ll be responsible for:

Support high-volume contracting function within the legal team
Review and draft contractual documentation for standard retail banking services agreements (e.g., deposit agreements, cardholder agreements, borrower agreements), ensuring compliance with all applicable laws, regulations, and company policies.
Understand and interpret legal provisions related to deposit account and payment services.
Collaborate with various departments to facilitate contract drafting and execution.
Manage the contract lifecycle, including initiation, negotiation, execution, and amendments.
Provide support to the legal team in managing a portfolio of contracts and legal documents.
Maintain comprehensive records of contracts and any amendments for internal reference and auditing purposes.
Assist in the development of contract management tools, templates, and processes.

What you’ll bring to the role:

A contract manager, paralegal, or J.D. with 4+ years of experience drafting and managing commercial contracts and retail banking agreements.
Understanding of contract law and risk management principles.
Experience and/or interest in regulatory matters relating to digital banking, bank partnerships, third-party risk management, and financial regulation in consumer and small business finance, payments, and/or banking (including Reg E, NACHA operating rules, UCC 4A, UDAAP, Reg DD, Reg CC).
Excellent attention to detail with the ability to review, interpret, and redline contractual documents.
Ability to identify and assess contractual risks and recommend appropriate actions to responsible parties.
Strong organizational and time-management skills, with the ability to prioritize tasks and meet deadlines.
Strong written and verbal communication skills, with the ability to effectively communicate complex contractual concepts to non-legal stakeholders.
Ability to work independently as well as collaboratively with cross-functional teams.
Proficiency with Microsoft Office Suite (Excel, Word, PowerPoint) and contract management software.

Operates as an owner and drives accountability for assigned tasks

LIFE AT UNIT

Working at Unit means joining a global team on a mission to create a more equitable financial ecosystem. We’re a fast-growing team of individuals who are passionate about their work, see the big picture and always seek to empower our clients and their end-customers.

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