About Masref

Masref is a Swiss fintech that aims to democratise access to safe financial services for the middle-class in distressed economies. By leveraging on tech, Swiss banking infrastructure, and recent regulatory changes, Masref provides our customers with what they have never had – a safe place to put their savings. In doing so, we will revolutionise access to good financial services for millions around the world.

About the role

Skills: Node.js, TypeScript, Docker, Software Architecture, Software Security, PostgreSQL, Amazon Web Services (AWS)

👋 Hi, we are Masref! Let us introduce ourselves...

Have you ever wondered whether you can access your money which you have in your checking or savings bank account? Or whether that money will lose 90% of its value within a single year? This is the reality people in Lebanon, Argentina, and Turkey have faced in the past few years (and some continue to face). If only they had easy access to banking products located in safer economies where they can hold USD, millions would avoid these losses.

💻 That's what Masref is doing. Masref helps people from Lebanon save USD in Switzerland without requiring them to deposit millions or physically be present in Switzerland. Users can open a Masref account with a smartphone and a passport, and start using it to keep their savings. We are building a product that well balances delightful user experience, compliance with Swiss regulations, and reliable engineering infrastructure.

We completed YCombinator over the summer and raised our seed-round shortly after from a number of prominent VCs and angel investors, and we are looking to hire our second engineer to help us accelerate the process of building our MVP.

What we're looking for

As a backend engineer for Masref, you will be a core team member on everything backend from integrating with our external partners, to building internal tools and backend for the user-facing app. Our current services are built on AWS and written in nestjs, but we accept candidates with no prior nestjs experience. You will work super closely with our CTO on building a compliant robust user-centered product. In this role you will wear many hats: prioritizing, designing, and building different parts of our service.

This is a high-impact position. We expect you to have ownership over significant parts of the backend, and to leverage the help of the rest of the team to what you see best for our service. We are looking for someone who can thrive with little guidance (i.e. someone who can set their own tasks and goals to align with the business goals).

We are an early-stage startup, your job will also entail a significant amount of learning on the fly. We are looking for people who are not afraid to dive into things head-first.

Responsibilities

🧑‍💻👩‍💻Design, implement, and own important subsystems of our infrastructure and development environment. This includes our service architecture, service reliability, build and release, engineering operational health, security, and integration with compliance and banking services. Core languages, tools, and tech that we use include: NestJS, AWS, CircleCI, Prisma + PostgreSQL.
🔐Proactively contribute to system compliance and health, identifying weak spots in our codebase and infrastructure, and prioritizing new projects to improve them. This includes ensuring systems are performing at expected levels from a user-facing finance product, and are compliant with internal policies and external regulations (Don't worry about knowing what these are exactly, it's part of onboarding :D)
🎨 Adopt a user-centered agile mentality. As an early-stage startup, we expect things to rapidly change and new requirements to come up from week to week which may require adjusting priorities. Such an environment comes with its own challenges, and we expect you to respond to changes quickly.
🏢 Scale the engineering team! Drive adoption of paradigms and technology to continually improve the quality of our codebase and product. Interview candidates and help with engineering recruiting as we rapidly grow. Define new engineering processes to accelerate our growth, improve team organization, and support your teammates. 🙌

Qualifications

Breadth in platform and infra knowledge: You are familiar with a range of engineering functions that allow us to robustly scale our infrastructure and team. You're comfortable reasoning about topics such as backend architecture, databases, site reliability, infrastructure as code, and continuous deployment.
Supporting fellow coworkers: You care about the operational health of the team, and about supporting other coworkers to iterate quickly on the product and to ship fast. You are knowledgeable about techniques for improving developer operations, and are excited by the prospect of enabling other coworkers to do their best work.
Backend software engineering: You love building software systems and optimizing them. You can write backend business logic as needed. You have solid software engineering fundamentals, and enjoy thinking about clean software principles, layered abstractions, and complexity tradeoffs.
Business-oriented decision maker: You understand that build you build is meant to support underlying product and business goals. Your technical decision making is deeply informed by the relevant business context. You know how to navigate questions about speed versus quality.
Designing secure systems: You are comfortable building and managing the complexity of a financial services system with all its high security requirements. You enjoy designing robust systems that will withstand any penetration attempts.

Values

In addition to the technical evaluation as part of the hiring process, we care about hiring candidates who fit into our values. This means that we will look for signs that you align well with these values as part of hiring.

We are

Respectful
- We are thoughtful and respectful to teammates and users. We earn respect and we give respect. When we disagree, we critique ideas not people.
Innovative
- We are problem solvers. We are creative, curious, and are not afraid to fail.
Communicative
- We over communicate. We make sure to facilitate access to information and give true, candour, and constructive feedback.
Inclusive
- We do not discriminate.
Proud of our work
- We are proud of our impact. We are proud of our personal effort and work.

Technology

Our mobile app will maintain a dynamic, live risk assessment system of our customer base, using ML to analyse and assess users on their risk of fincrime such as AML, CTF. By doing so we serve customers viewed as high-risk by traditional banking because of incomplete data. For eKYC/onboarding, we build upon a range of 3rd-party APIs including Veriff, Onfido, and ComplyAdvantage.

We take a compliance by design approach to building our product, with tech working hand in hand with our regulatory and compliance team and Swiss regulators.

Masref remote jobs

Senior Compliance Analyst

Backend Engineer